Warning: Late repayments can cause you serious money problems. For help, go to https://www.moneyhelper.org.uk/en
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HELP CENTRE

PaydayCapital.co.uk makes getting a loan convenient through its online loan application. We’ve designed an easy three step process that saves our consumers time and makes getting the cash they need as straightforward as possible.

How does PaydayCapital.co.uk work?
How much can I borrow?
What different types of loans do your lenders offer?
How long does it take to apply for a loan and receive funds?
How will I receive my funds?
If approved for a loan by an independent third party lender, how quickly could I receive it?
What are the eligibility criteria?
Why do you require my personal information?
Will you check my credit score?
What is your Representative APR?
What should I do if I have problems repaying?
How does PaydayCapital.co.uk work?

PaydayCapital.co.uk is a broker, not a lender, and works with an exclusive range of lenders in return for a commission fee. We don’t directly offer loans. We allow customers to access our network of UK short term and installment lenders through our online form. We match customers with lenders in our network.

How much can I borrow?

You could borrow between £100 and £5000.

What different types of loans do your lenders offer?

There are a variety of loans available for consumers. It’s important to understand the differences between them to see which one best suits your individual needs. Guarantor loans include an additional person on the loan, such as a friend or family member, who agree to repay the loan should the borrower miss a payment. Short term loans are small (usually under £1,000), no-collateral cash advances that are backed by future income. Personal unsecured loans are loans that are not secured against your assets, meaning they don’t require any form of collateral. Instalment loans can range up to several months and payments are spread out over the term of the loan.

How long does it take to apply for a loan and receive funds?

The online application takes a few minutes to complete. PaydayCapital.co.uk will then run your application through our network of lenders in an attempt to match you with a qualified lender. This process takes minutes. If your application is accepted, you will be forwarded to the lender’s completion page so that you can sign for your loan electronically.

How will I receive my funds?

Your funds will be transferred electronically into your bank account via electronic transfer.

If approved for a loan by an independent third party lender, how quickly could I receive it?

In most cases, if you are accepted by a lender, the transfer into your bank account could happen as early as the next business day. This will vary depending upon your lender as well as your financial institution. If you have additional questions regarding the transfer time, please contact your lender.

What are the eligibility criteria?

The eligibility criteria varies by lender. There are, however, standard criteria requirements that you will be expected to meet in order to apply. This includes the fact that you must be aged 18 years or older, live in the UK, have an active bank account into which you can receive direct debits and have a regular source of income.

Why do you require my personal information?

We require your personal information in order to present your application to our lenders so they can assist you by providing you a loan. Please refer to our Privacy Policy for more details about how we use your personal information.

Will you check my credit score?

PaydayCapital.co.uk does not run any credit checks; however, we are a matching service and the lender we match you with may do so as part of the application process.

What is your Representative APR?

Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What should I do if I have problems repaying?

If you have any issues repaying your loan, please contact your lender directly. They will be able to discuss repayment options with you. If you have more serious concerns about managing your money, you may contact Money Advice Service (www.moneyadviceservice.org.uk). Money Advice Service offers free advice to those who need to manage their money more effectively.

Consumer Advisory:

Payday Capital is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

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Address:- Srs Flat Roof Centre Ltd, Suite G02 Aston Court, Kingsmead Business Park Frederick Place, High Wycombe, Buckinghamshire, United Kingdom, HP11 1JU

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